Jeff Hogg joins RE/MAX Metro as a realtor. He services the Wasatch Front.
Before becoming a real estate professional, Jeff attended the University of Utah and received a degree in project management. Jeff’s mentor recommended that he consider joining RE/MAX Metro. Turns out, he found it to be a great fit.
When not working, you can find Jeff riding his bike or hanging out with his kids. They enjoy cycling, mountain biking, snowboarding, skiing, water sports and gardening.
Are you using Snapchat for your real estate business? Snapchat isn’t just for teens and celebrities. In fact, 57 million Americans use Snapchat and more than half of new Snapchat users are older than 25. Furthermore, seven out of 10 Snapchatters are millennials. Here’s a few pointers to make the most of your Snapchat marketing efforts.
Unique to Snapchat, your profile photo is composed of four photos that create a moving GIF. Get creative. Your profile photos can be serious to silly or even tell a story. Your profile also contains your snapcode or username. This code provides an easy way for people to find and connect with each other and is likely the reason you’re seeing tons of screen shots of Snapchatters profiles on other social networks.
Start by adding your network. Search for those you know by username or Snapcode. Work with your existing contacts to find others already using Snapchat. You also can connect with and follow people, pages and stories that interest your clientele such as the top 10 who are dominating the real estate industry. Tastemade and BuzzFeed also are extremely popular.
First, let’s cover the basics. Snaps can be photos or videos up to 15 seconds. When you take a snap, you are doing so for one of two purposes: sending a snap to individuals or sending a snap to your story. You contribute to your story while it shares your snaps for the past 24 hours. Utilize your story to showcase a behind-the-scenes look at your life and business. Another great aspect of your story is the ability to see who has viewed your content. Knowing who has viewed your content could produce potential leads and other growth.
The possibilities are endless in real estate because the industry is so visual. So, what are you waiting for? Get snapping today!
Are you building a home in 2017? That’s exciting news! Now, here’s what you need to know before you break ground on your new house.
The old real estate adage “it’s all about location, location, location” couldn’t be more true especially when you’re constructing a new house. Housing, zoning and even real estate laws vary state-by-state, county-by-county and city-by-city. Understanding the laws relevant to where you are going to live is paramount to new build success. Our agents make it relatively easy to learn and digest all of the information you need about permits and home building regulations.
Building a home can be more complicated than simply purchasing one. Instead of using a lump sum to buy a home, you have to decide upon all the conjoining labor, materials and finishes to acquire a final price. Often times this means balancing different materials used in different parts of the home to stay within budget. Aside from cost, personal preference plays a large role in choosing materials. However, certain materials continue to stay trending in 2017 such as granite counter tops while others like bamboo flooring can stay in 2016. Concerning the general market, experts predict that mortgage rates, home sales and prices will continue to rise in the coming year.
While there are many builders in the sea, not all of them are created equal. It’s vital that you shop around. Do your research and check the reputation of builders you are considering. Start by searching reviews online. Find out what did their previous liked or disliked. Then inquire about builders from family, friends and coworkers who have recently built a home. We recommend using builders who are members of the National Association of Home Builders (NAHB).
The trend of going green and building homes that are energy-efficient and environmentally friendly has been gaining popularity for more than a decade now and continues to do so in 2017. Selecting energy-efficient options when building your dream home will pay off in the long run due to reduced utility costs and increased resale value. Materials and products across the board have gotten better throughout the years. However, there are styles that are better still. Take windows for example, overall windows are more efficient but picture windows that do not open are better at protecting your home from drafts.
Whether this your first or fifth build, it’s highly unlikely that it will be your last. No matter how much you end up loving the house, you should be mindful of its potential resale value. Avoid adding so many upgrades that force you to overprice your home for the neighborhood. Don’t go crazy and choose anything too out of the ordinary. In reality, our homes are investments and as a general rule of thumb ask yourself, “Will the features I am considering appeal to others?”
As we settle into the winter season, enjoying the snow and fun that comes with the cold, now is the time to get outside and enjoy some wonderful winter activities. This year, take a moment to explore some of these events—
Running from December 1st until the 6th is the Simple Treasures Holiday Boutique in Ogden. This is a great craft fair with lots of items to get you in the holiday spirit. Plus, have some neighbor gifts you need to buy? This is the place to get all your holiday shopping done.
In the mood to see a live show? The Grand Theatre is putting on the play, Amahl and the Night Visitors, from December 1st until the 3rd. Or, if you are looking for a show that is more familiar, Centerpointe Theatre is putting on It’s A Wonderful Life!
If you’re looking to get out into the fresh air, make sure to visit the Station Park Holiday Ice Rink. If you’ve never been ice skating before, this is a fun experience for the entire family to enjoy. Another fun idea is to check out the Glass At The Garden at Red Butte Garden (running until December 18, 2016). This is a stunning art show of glass (which is also is available for sale).
What do you love most about winter? Tell us about some events and activities you love to do once the snow flies.
Each year the week before Thanksgiving is National Hunger & Homelessness Awareness Week. H&H week begins a time for everyone to start thinking about what they are thankful for. The perfect time to come together as a community and share compassion with neighbors who are experiencing hunger or homelessness. H&H week provides the opportunity for a chance to contribute to a national social movement. Get involved and help the National Coalition for the Homeless eradicate homelessness by solving the root causes of it. This year they are focusing on laws passed around the nation that prevent homeless people from doing and experiencing life- sustaining activities.
You also can get involved at the local level. Ogden nonprofit organizations seek help from the community in gathering Thanksgiving turkey and other holiday donations. Catholic Community Services (CCS) and United Way of Northern Utah teamed up to start an annual Holiday Turkey Drive. This year marks their eighth year. They will be accepting turkey and holiday donations through November 23. The drive started on November 1, but so far only 13 turkeys have been donated. There is still time to donate as distribution to families in need starts November 18.
For many in our community a traditional holiday meal is out of the question due to lack of funds. This year’s goal involves serving 1,500 families with baskets filled with a Turkey and other food. With community donations at 13 and The Church of Jesus Christ of Latter Day Saints donations at 600, they are still short about 900 turkeys. Donations can be taken to CCS located at 2504 F. Avenue Monday through Friday from 7:30 a.m. to 3 p.m. or to United Way of Northern Utah located at 2955 Harrison Blvd. Monday through Friday 8 a.m. to 5 p.m. and Saturdays 10 a.m. to 2 p.m.
Purchasing a home can be both exciting and nerve-racking. Prospective homeowners face tremendous amounts of waiting as the home buying process ensues. Here is a list of everything that can go wrong during the closing of your new dream home.
The majority, roughly 66 percent, of buyers get financial assistance when purchasing a home. Mortgage lenders often require appraisals of the property to determine their worth even if the buyer and seller have already agreed on a price. In the case of a low appraisal, the borrower can make up the difference, find financing elsewhere, pay for an additional appraisal or back out of the transaction completely.
Unfortunately, pre-approval doesn’t always ensure financing. Last minute problems may arise if the borrower loses a job, gets divorced, makes major financial purchases or experiences any other change in circumstances. Delays can occur as new financing is obtained.
Before closing, a title search will be conducted on the property. If there is any unpaid debt that lists the house as collateral, the sale can’t move forward until all liens are cleared up.
An infestation is reason enough for a lender to back out of the deal, even if both parties want to continue with the transaction. Before closing, the buyer needs to have the home inspected for termites and other pests. In the case of a manageable infestation, treatment should be complete before closing.
An inspection will be conducted to assess the integrity of the house. The inspectors will look for insect infestations, damaged roofs, leaky pipes and more that can lead to delays. If repairs are needed, both parties decide whether the seller will make repairs before closing or compensate the buyer for making the repairs at a later date.
Often, many buyers ask to do a walk-through of the home after the sellers have moved out. The closing may be delated as both parties decide how to handle any issues that may have occurred since the last showing. Issues include furniture or rugs concealing damage, movers putting holes in the wall and more. The initial purchase contract typically outlines how delays should be handled.
In October 2015, three standard forms were replaced with the Loan Estimate form. Mortgage lenders must send one of these with the terms of the actual loan off at least three business days prior to closing for the borrowers to review. If the terms needed to be changed during this time, the three-day window resets and thus extends closing.
A buyer is expected to show up at closing with certain documents including copies of the homeowner’s insurance policy, proof of insurance payment, photo ID and certified funds for the closing costs. Failure to bring any of the above mentioned items will post pone the closing.
Typically title companies and attorneys prepare the forms and documents for signing after all inspections, appraisals and other paperwork has been submitted. But even professionals can make mistakes and incorrect or incomplete paperwork can be a headache. Although typos and missing documents don’t usually squash a deal, errors can delay the closing process.
Although rare, sometimes a buy or seller just simply changes their mind. No longer wishing to continue with the transaction midstream can have its consequences. For instance, the buyer would forfeit their earnest money if they back out. If the seller backs out, they could be required to pay costs incurred by the buyer for inspections, appraisals and lender fees.
- The rule of thirds. A big mistake that people make when taking photos is not balancing the photo, which can be improved by implementing the rule of thirds. To access this great tool, turn on the grid view under the camera settings on your phone.
- Look for the horizon. When it comes to photographing landscapes, look for the horizon or mountain range as a focal point to draw the eye to for symmetry.
- Fill the frame. Get as much into the picture as you can. When taking a picture of your friend, turn your phone to the side and snap a wider picture where you can get more of the surroundings in the image. Don’t put your friend in the center, but instead set them to the side (using the rule of thirds) to balance things.
- Avoid zooming in. When taking a photo from a distance, it is tempting to want to zoom in to get a closer shot of the subject. Instead, get a close to the subject as possible or crop the image later on to ensure you still get a high quality photo. You can always play with the sizing of the image later.
- Use the HDR mode. This is a great feature for taking pictures of stationary objects (but you’ll have to keep completely still when using this mode). The high dynamic range (HDR) mode ensures the lightly and shadows in a photo are even, which is beneficial when taking high contrast photos.
While you’re taking photos and building your memories, one app you should look into downloading is the PicJoy app. This app allows you to tag photos, organize them, and create stories to find photo’s easy and without the headache.
Have a favorite app you us? Tell us about it below in the comments.
In the world of real estate, there are a lot of terms and other information being throw at you, which can make it difficult to debunk the myths. Your realtor can help you navigate the home buying and/or selling easier, but the whole process can be intimidating (even with an agent).
To give you a head start on the homeownership process, here are 3 myths worth debunking:
- You don’t need to get pre-approved until after you’ve found your dream home. This is not true. Before searching for your new home, or even talking with an agent, getting pre-approved is critical. Hunting for a home can be stressful and time consuming, so it is best to go into the whole thing knowing exactly what you can afford and if you even qualify for a home loan. By going in already knowing how much you qualify for, you don’t set yourself up for disappointment by falling in love with a home that is way out of your price range.
- “For Sale By Owner” (FSBO) saves you money. Many homeowners believe that selling their home themselves will save them a lot of money. In truth though, people who go the FSBO route end of losing money by making mistakes like overpricing their home, mishandled the transaction, or didn’t know how to negotiate the best price and terms.
- Real estate agents will say anything to make a sale. Agents are required, by law, to be licensed and follow a strict set of rules and regulations. Agents also rely heavily on referrals, word of mouth, and repeat business so if they are blatantly lying this could cost them a lot more than a simple sale. When you move forward in hiring an agent, take some time to talk to family, friends, and coworkers to see who’ve they’ve worked with in the past. If you don’t know anyone who’s recently used an agent, you can ask the agent you’re interested in hiring for references. Don’t be afraid to ask questions, remember they are working for you and you want someone who has your best interest at heart.
Ready to make the move towards homeownership? Give us a call today and let us earn your business.